Welcome to Mortgage Rates Today!
Mortgage Rates Today is a privately owned mortgage company with a goal of providing the “best mortgage experience in the industry”. We are hyper- focused on educating our clients so they understand their best mortgage option, providing clear communication and accessibility, while simplifying the process. Our Management Team has over 80 years of combined mortgage experience and have put that experience to intently focus on providing a better mortgage process. It is our mission “to create lifelong, raving fans by treating our clients like family.”
Trusted. Experienced. Secure.
The mortgage process has never been easier, more convenient and with better terms!
Apply Online
Fill out a Quick or Full Application online to start the process immediately.
Get Approved Fast
Get Pre-qualified for your loan within minutes.
Finalize Your Loan
Our experienced Loan Specialists will finalize the details and get the Clear to Close.
Close On Property
Get the best mortgage and close on time.
VA Loan
A VA loan is a mortgage loan made possible by the United States Department of Veterans Affairs (VA) – previously the Veterans Administration.
Refinance Loan
For many homeowners a refinance loan is a way to cut their interest rate, access their home equity, and much more.
Jumbo Loan
A jumbo loan, often known as a jumbo mortgage, is a form of loan that exceeds the Federal Housing Finance Agency’s lending limits (FHFA).
USDA loan
A USDA loan is a zero-down, low-interest mortgages for lower-income Americans who have lower credit scores and are interested in buying properties in rural areas.
FHA Loan
A FHA loan is issued by approved lenders. The FHA backs the loans, which allow you to borrow up to 96.5% of the home’s value.
Conventional Loan
The most common type of mortgage not backed by the government is a conventional loan.
Cash-out refinance
The goal of a cash-out refinance is to take advantage of the equity in your home. This equity is a percentage of your home that you own.
First Time Home Buyer Loan
A first-time buyer loan is a term used describe a potential home buyer who has never owned a home before.
Mortgage Rates Today Awards and Associations
Rates are published on a daily basis and can change throughout the day, sometimes several times within the same day. There are numerous factors that determine the rates, such as credit score, loan to value, type of loan, as well as many other factors. Additionally, many online companies can be deceptive by publishing rates with high fees charged to obtain that rate. Make sure you speak with a trustworthy Lender so that you understand the various rate options and select the rate that fits your situation the best!
It is always a good idea to compare rates with various Lenders. Always look at the Lender fees, which can be itemized as Origination Fees, Lender Fees, Underwriting Fees, Processing Fees, as well as several other terms. Additionally, many Mortgage Lenders will quote lower than normal rates but it will have a large amount of fees associated with that rate. But, many times, the breakeven point is years away and it doesn’t make financial sense to have the lower rate with large fees. Also, keep in mind, it can be very confusing when talking with multiple Lenders, especially if you haven’t obtained multiple mortgages in the past. So, make sure speak with a trustworthy Lender who gives multiple options and explains them so that they are easy to understand.
Rates typically are available around 10:30am EST every business day and Mortgage Rates Today has approximate rates listed on our site for all types of loans including conventional loans, VA loans, FHA loans and even USDA loans. Keep in mind, rates can reprice for the better or worse throughout each day depending on what is happening with various market conditions. To understand current rate trends for 10, 15 or 30 year mortgage rates, follow the yield on the 10 Year Treasury. When the yield is going up, rates are typically going up and the inverse is true as well
Researching to find the best refinance loan or purchase loan is a great idea, but it also can be exhausting and confusing. Lenders can quote interest rates with huge fees or no fees and they can be classified as Origination Fees, Discount Fees, Mortgage Broker fees, Lender Fees, Underwriting Fees and can be overwhelming. That is why Mortgage Rates Today will simplify the process for the client and do the shopping for you! We will look at 20+ Lenders rates, present the best options and allow you to make the best decision. This will allow the client to move forward with confidence and eliminate the time and frustration of doing it yourself.
Today’s mortgage rates are determined by multiple factors, among them are Federal Reserve Policy, Treasury Bond Yields, inflation, as well as numerous other conditions. Lenders have a range of interest rates they offer each day for all terms, varying from a 15 year mortgage rate to a 5 year variable rate, and Mortgage Rates Today consolidates all of the options and simplifies the search for the best rate. The interest rate quoted to you is determined by your financial situation as well as the loan type. To calculate your costs see out monthly mortgage payment calculator to help you figure out what you can afford.
Mortgage Rates Today will offer you with the best current mortgage rates in order for you to have the best overall terms and payment. We have the ability to shop various Lenders in Greenville SC for you and obtain the best rate with the lowest fees. Additionally, we present you with multiple options so that you can determine the best option based on your current financial position.
Searching for the right Lender can be overwhelming and confusing. Mortgage Rates Today is here to educate, simplify the search, and eliminate the stress of the mortgage process. Regardless of whether you are looking for a VA loan, FHA loan or a Jumbo loan, our goal is to serve as your advocate. We are here to help you find the best Loan and Terms. Contact Mortgage Rates today!
